REFINANCING OPTIONS

Guidance Residential offers a variety of Shariah-compliant refinancing options to suit your needs. Whatever your needs, we're happy to help. Call us to learn more: 1.866.484.3262

Product Type

Connect with a licensed Account Executive to learn more about our financial products.

Fixed rates for 30, 20, and 15-year contracts

Adjustable rates for 30, 20, and 15-year contracts

Financing Type

Connect with a licensed Account Executive to learn more about our financing options.

Financing limits that conform to Government-sponsored enterprise (GSE) guidelines

Property Type Maximum Base Conforming Home Financing Limits
1-Unit $832,750
2-Unit $1,066,250
3-Unit $1,288,800
4-Unit $1,601,750
Property Type Minimum and Maximum* Base Conforming Home Financing Limits
1-Unit $832,750 or $1,249,125
2-Unit $1,066,250 or $1,599,375
3-Unit $1,288,800 or $1,933,200
4-Unit $1,601,750 or $2,402,625

* These are the maximum financing limits for designated high-cost areas. Actual limits are set for each county and may be lower. The financed amount may not exceed the limit for the county where the property is located. Limits follow the FHFA conforming limits.

Home Affordable Refinance Program (HARP) - HARP was a federal program, closed on 31 December 2018, that allowed homeowners with little equity who were current on their payments to refinance.

Cash Out Refinance - A Cash Out Refinance lets homeowners take cash from their home equity, with total financing of up to 80% of the home's value.

Property Type

Connect with a licensed Account Executive to learn more about property types.

Single Family Homes

Condominiums

Townhomes

Planned Unit Developments

Multi-unit (2 to 4 units)

Occupancy Type

Connect with a licensed Account Executive to learn more about occupancy types.

Owner Occupied

Second Home

Non-owner Occupied (Investment Property)